Illini State Bank - Oglesby, Tonica & Lostant Illinois

A community bank dedicated to community service



Oglesby    Tonica    Lostant

Privacy Statement

Rev. December 2010

 
FACTS WHAT DOES ILLINI STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you havewith us. This information can include: Social Security number Account balances Payment history Transaction or loss history Credit history Account transactions When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Illini State Bank chooses to share; and whether you can limit this sharing.
Reasons we can share
your personal information
Does Illini State Bank share? Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you Yes  No 
For joint marketing with other financial companies Yes  No
For our affiliates' everyday business purposes information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes information about your credit worthiness No We don't share
For non affiliates to market to you No We don't share
Questions? Call 815-442-8211 or go to www.illinistatebank.com

Privacy Model Disclosure PRIV-MODEL 8/1/2010VMP® Bankers Systems™Wolters Kluwer Financial Services © 2010 2011.1/2393 2821965-010 EPRV2393

 
Page 2  
What We Do  
How does Illini State Bank protect my personal information? To protect your personal information from unauthorized access and use, we usesecurity measures that comply with federal law. These measures include computersafeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Illini State Bank collect my personal information? We collect your personal information, for example, when you Open an account Apply for a loan Use your credit or debit card Make deposits or withdrawals from your account Show your driver's license We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about you rcredit worthiness affiliates from using your information to market to you sharing for non affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions  
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Illini State Bank does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Illini State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include investment advisory companies