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OUR PRIVACY
PLEDGE TO YOU
As our
customer you provide us with important information about yourself. We
believe it is our responsibility to safeguard your personal and financial
information. While some financial institutions share account owner
information with other businesses, we are committed to keeping it
confidential.
We have
developed the following privacy policy to ensure you the confidentiality
you deserve. You have our promise that we will adhere to these guidelines.
It is our pledge to you.
NOTICE OF
YOUR FINANCIAL PRIVACY RIGHTS
We, our,
and us, when used in this notice, mean Illini State Bank.
This is
our privacy notice for our customers. When we use the words "you" and
"your" we mean the following types of customers:
. Our
consumer customers who have a continuing relationship by purchasing or
holding financial products or services such as a(n):
We will
tell you the sources of the information we collect about you. We will tell
you what measures we take to secure that information. We first define some
terms.
Nonpublic personal information
means information about you that we collect in connection with providing a
financial product or service to you. Nonpublic personal information does
not include information that is available from public sources, such as
telephone directories or government records. Hereafter, we will use the
term "information" to mean nonpublic personal information as defined in
this section.
An
affiliate
is a company we own or control, a company that owns or controls us, or a
company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning
enough to have control.
A
nonaffiliated third party is a person we do not employ or a company
that is not an affiliate of ours. This is also known as nonaffiliated
third party, or simply, an "other party".
THE
INFORMATION WE COLLECT
We
collect information about you from the following sources:
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Information you give us on applications or other forms .
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Information about your transactions with us . Information about your
transactions with other parties
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Information from a consumer reporting agency
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Information we receive through our Customer Identification Program
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as
permitted by law.
Examples of this might include disclosures necessary to service your
account or prevent unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We
restrict access to information about you to those employees who need to
know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not
disclose information about former customers, except as permitted by law.
98538-020
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