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Important
Information
about your Privacy
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Rev. December 2010
| FACTS |
WHAT DOES ILLINI STATE BANK DO WITH YOUR PERSONAL INFORMATION? |
| Why? |
Financial companies choose how they share your personal information. Federal law gives consumersthe right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number • Account balances • Payment history • Transaction or loss history • Credit history • Account transactions When you are no longer our customer, we continue to share your information as described in this notice. |
| How? |
All financial companies need to share customers' personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Illini State Bank chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does Illini State Bank share? |
Can you limit this sharing? |
| For our everyday business purposes such as to process your transactions, maintain youraccount(s), respond to court orders and legalinvestigations, or report to credit bureaus |
Yes |
No |
| For our marketing purposes to offer our products and services to you |
No |
We don't share |
| For joint marketing with other financial companies |
No |
We don't share |
| For our affiliates' everyday business purposes information about your transactions and experiences |
No |
We don't share |
| For our affiliates' everyday business purposes information about your creditworthiness |
No |
We don't share |
| For nonaffiliates to market to you |
No |
We don't share |
|
Questions? |
Call 815-442-8211 or go to www.illinistatebank.com |
Privacy Model Disclosure PRIV-MODEL 8/1/2010VMP® Bankers Systems™Wolters Kluwer Financial Services © 2010 2011.1/2393 2821965-010 EPRV2393
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| What We Do |
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| How does Illini State Bank protect my personalinformation? |
To protect your personal information from unauthorized access and use, we usesecurity measures that comply with federal law. These measures include computersafeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whomaccess is appropriate. |
| How does Illini State Bank collect my personal information? |
We collect your personal information, for example, when you • Open an account • Apply for a loan • Use your credit or debit card • Make deposits or withdrawals from your account • Show your driver's license We also collect your personal information from others, such as credit bureaus,affiliates, or other companies. |
| Why can't I limit all sharing? |
Federal law gives you the right to limit only • sharing for affiliates' everyday business purposes - information about yourcreditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| Definitions |
|
| Affiliates |
Companies related by common ownership or control. They can be financial andnon-financial companies. • Illini State Bank does not share with our affiliates. |
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies. • Illini State Bank does not share with nonaffiliates so they can market to you. |
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together marketfinancial products or services to you. • Illini State Bank doesn't jointly market. |
| Other Important Information |
| For Illinois Customers. We will not share personal information with nonaffiliates either for them to market to you orfor joint marketing - without your authorization. |
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